Travel insurance often feels like that unnecessary (and boring) part of planning an exciting getaway. But let me assure you, travel insurance is necessary and can go a long way in helping when things do go wrong.
Travel insurance can cover you for illness and medical costs, lost luggage, theft and pickpocketing, lost documents and cancelled connections, all common things that can happen while travelling. If you are unfortunate enough to experience one of these things while travelling, you will be happy that you took the time to take out a travel insurance policy. Travel insurance can also cover you for the less common, but potential issues of terrorism, civil war, natural disasters and your travel provider going out of business. For a small fee, you will have total peace of mind on your next overseas trip.
World Nomads offers tailored travel insurance packages and has one of the best reputations in the travel insurance industry.
If you’re still deciding whether you should take out travel insurance or not, here are five more reasons why you need travel insurance.
1. Avoid that horror story
We have all heard that one horror story about a friend of a friend who went somewhere on a trip of a lifetime and something really bad happened. You know, that time Jenny went to Bali and fell off a moped, broke her arm and had to fork out thousands on medical bills to get her arm plastered. Yeah, well, she didn’t have travel insurance.
2. Medical costs
Which brings us to the second reason, it protects you if you require medical attention. Travel insurance is a must because sicknesses and accidents do happen and when they do, your insurance will provide financial protection. Medical costs around the world can be expensive so this isn’t a risk you want to take.
3. You can be reimbursed
You know that one-time Geoffrey got pickpocketed in Italy. That time he lost his wallet, phone and passport because he was too busy posing as if he was holding up the Leaning Tower of Pisa. And then he didn’t have any money or fun for the rest of the trip because he had to go buy a new phone and cancel his cards and get a new temporary passport from the embassy. Yeah, well, he didn’t get travel insurance and was thousands of dollars out of pocket. The money he had been saving for years for his Euro trip.
4. It covers disruptions
Bad things happen even in the best circumstances. Flights get cancelled. Wallets get stolen. Baggage gets lost. Travel insurance means that these unfortunate but inevitable things can be made slightly better and easier to deal with. What could have ruined a trip was turned into a funny story because of travel insurance.
5. Your mum won’t worry as much
Mums worry. Travel insurance will help lessen that worry. Perhaps for the reasons mentioned above. Perhaps because they know best. At the end of the day, if it means your mum’s happy, then just get travel insurance.